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Title
Text copied to clipboard!Business Loan Specialist
Description
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We are looking for a Business Loan Specialist to join our team. In this role, you will be responsible for proposing and providing optimal loan solutions to small and medium-sized enterprises and corporate clients. You will analyze clients' financial conditions and recommend loan products that meet their needs. Supporting the entire loan application process, from assessment to contract signing, is a key part of this position.
Business Loan Specialists work in financial institutions, non-bank lenders, and financial service companies, building trust with clients and acting as long-term business partners. You are expected to stay updated on market trends and financial products, and to be well-versed in legal regulations and compliance.
This role requires strong sales and analytical skills, as well as excellent communication abilities. By accurately identifying client issues and offering the best solutions, you will support business growth from a financial perspective. You will also collaborate with internal departments such as risk management and legal to contribute to the organization’s overall goals.
A career as a Business Loan Specialist not only enhances your expertise in the financial industry but also allows you to gain deep knowledge in management and finance, opening up future opportunities in management or consulting roles.
Responsibilities
Text copied to clipboard!- Propose and consult on loans for corporate clients
- Analyze and evaluate clients' financial conditions
- Assist in preparing and submitting loan application documents
- Manage and follow up on the loan screening process
- Coordinate with internal departments (risk management, legal, etc.)
- Research and analyze market trends and financial products
- Build long-term relationships with clients
- Ensure compliance with laws and regulations
- Develop new clients and follow up with existing ones
- Report regularly on sales activities and achieve KPIs
Requirements
Text copied to clipboard!- 3+ years of experience in the financial industry preferred
- Experience in corporate sales or loan operations
- Ability to read and analyze financial statements
- Strong communication and negotiation skills
- Basic PC skills (Excel, Word, PowerPoint)
- Teamwork experience
- High compliance awareness
- Self-management and goal-oriented mindset
- Business-level Japanese communication and writing skills
- Knowledge of financial products and markets
Potential interview questions
Text copied to clipboard!- What was the most memorable loan case you handled?
- How do you build trust with corporate clients?
- Please describe your experience with financial analysis.
- Tell us about your experience working in a team.
- How do you prevent compliance violations?
- What is your approach to acquiring new clients?
- How do you respond to changes in the financial market?
- How do you perform under high-stress situations?
- Tell us about a sales goal you achieved.
- What do you think is the most important skill for this role?
